Tim Chappell

Tim Chappell serves as Partner and President of Central Distribution at 5 Stones Benefits Group, where he works with employers, advisors, and broker partners to design and implement voluntary benefit strategies that strengthen organizations and support their people.

Tim brings more than a decade of experience in the worksite benefits industry, where he has built a reputation for delivering innovative enrollment solutions and helping organizations implement benefits programs that create measurable value. Known for his strategic mindset and disciplined execution, he has consistently been recognized as a top performer in the field.

Before entering the benefits industry, Tim spent thirteen years as a school teacher and coach. That experience shaped a leadership style centered on mentorship, accountability, and developing people to perform at their highest level. His approach to leadership is grounded in integrity, service, stewardship, and faith.

A Middle Tennessee native, Tim is married to Jill and is the proud father of Brady and Lola.

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Whether you're an employer looking for a better benefits experience, a producer ready for a real platform, or a broker who wants to expand what you offer your clients — we'd love to hear what you're up against.