Technology. People. Product. All under one roof.
Technology that works for you — at no cost.
Every Five Stones client gets a full benefits administration platform — not a stripped-down version, not a trial. The real thing.
Benefits Administration System
Employee Navigator, fully managed by our team. Replaces paper and spreadsheets with a centralized hub for enrollment, onboarding, reporting, and day-to-day HR operations.
Company Benefits Website
A branded, employee-facing site accessible year-round. Not just for open enrollment — for service, plan details, and quick answers from any device.
Employee Engagement Tools
Text messaging, digital communication, and AI-generated tools that keep employees connected to their benefits between enrollment periods.
Integrations
Built to work with your existing payroll, HR, and onboarding systems. We thread the needle between what you already have and what you need to add.
Benefits advisors who show up, educate, and stay.
Product is commoditized. Technology has caught up. But almost nobody is putting trained people in front of your employees to actually explain what they're signing up for.
We do. Every time.
Our advisors meet with employees — on-site, virtually, or through our call center — and walk them through their options with real education. Not a quick overview and a portal link. The kind of guidance that turns a 10–15% participation rate into 50–65%.
And we don't disappear after enrollment. Our team is compensated to serve, not just sell. Levelized commissions. Non-commissioned enroller options. The person who helped during enrollment is still there when someone needs help with a claim in month eight.
Every person who touches your account is part of our team. Always in-house. Never outsourced.
Best-in-class product.
No carrier loyalty.
We work with eight or nine carrier partners across the voluntary, worksite, and ancillary benefits space. Our job is to take your situation and come back with two or three options that actually fit — not the option that pays us the most.
Dental and vision. Life. Short-term and long-term disability. Accident. Hospital indemnity. Critical illness. And more — tailored to what your workforce needs.
Through our carrier relationships, we bring underwriting and plan designs typically reserved for 100+ employee companies down to groups as small as five. That means a 15-person company can offer benefits that compete with organizations ten times their size.
We do not provide medical or health insurance — and that's intentional. We complement your health broker. We don't compete with them.
Getting started is the easy part.
Have a Conversation
Tell us what you're up against. What's working, what isn't, and what you wish you had. We listen first — and we listen well.
Get a Custom Strategy
We go to work — evaluating carriers, matching technology, and building a plan tailored to your specific situation.
We Handle the Heavy Lifting
From enrollment to education to ongoing administration and service — we plug in and deliver.
Let's remove the barriers.
Whether you're an employer looking for a better benefits experience, a producer ready for a real platform, or a broker who wants to expand what you offer your clients — we'd love to hear what you're up against.